Vehicle & Other Loans
Finance your next car, motorcycle, boat, RV, or personal loan with COMTRUST. Get competitive rates, flexible terms, and a hassle-free loan process tailored to you.
RATES
Loan Rates
Finding the right loan rates doesn't have to be complicated. At COMTRUST Federal Credit Union, we offer competitive loan rates for members in Chattanooga, North Georgia, and Windsor, Connecticut, including auto loans, credit cards, home equity, and more.
Loan Rates
Auto Loan Rates
Drive your dreams with low rates on new, used, or refinanced auto loans. Fast approvals and flexible terms make it easy.
| 0-25,000 | 63 months or Less | 4.89% to 13.64% |
| 0-25,000 | 64-75 months | 5.09% to 13.84% |
| 0-25,000 | 76-84 months | 6.49% to 8.35% |
| 25,001 - 75K | 48 months or Less | 5.49% to 14.24% |
| 25,001 - 75K | 49-63 months | 5.79% to 14.54% |
| 25,001 - 75K | 64-75 months | 6.09% to 14.84% |
| 75,001 - 100K | 48 months or Less | 6.09% to 14.84% |
| 75,001 - 100K | 49-63 months | 6.39% to 15.14% |
| 75,001 - 100K | 64-75 months | 6.69% to 15.44% |
| Over 100K | 36 months or Less | 7.99% to 16.74% |
| Over 100K | 37-48 months | 8.09% to 16.84% |
Your rate is determined by your credit score, amount financed, collateral, loan terms, and mileage. Other rates and terms available. All rates and terms are subject to change without notice. APR (Annual Percentage Rate)
Credit Card Rates
Our VISA Platinum Credit Card with no surprises-just a great fixed rate, no annual fee, and rewards that make sense.
| No Balance Transfer Fee Fixed Rate Rewards No Annual Fee | 9.9% - 13.9% |
Your rate is determined by your credit score. Rate subject to change without notice.
Personal Loan Rates
Whatever your borrowing needs, our Unsecured Signature and Share Secured loans offer flexibility and peace of mind.
UNSECURED SIGNATURE LOAN
| 9.90% - 13.9% | Maximum term of 48 Months | No collateral required |
SHARE SECURED LOAN
| 3.00% - 4.00% | Maximum term of 60 Months | Your money is your collateral |
Your rate is determined by your credit score. Rate subject to change without notice.
Recreational Loan Rates
Make memories on the road, water, or trail. Affordable financing for boats and RVs starts here.
| New | 5.59% to 16.69% APR | Up to 84 months |
| 2023-2025 | 5.59% to 14.80% APR | Up to 84 months |
| 2020-2022 | 6.47% to 16.05% APR | Up to 72 months |
| Over 5 Years | 7.72% to 16.47% APR | Up to 60 months |
Your rate may vary and is determined by your credit qualifications, amount financed, collateral, loan terms, and year. Other rates and terms available. All rates and terms are subject to change without notice.
Motorcycle Loan Rates
Feel the freedom of the open road on two wheels. Affordable financing for sport bikes, cruisers, and touring motorcycles starts here.
| New | 5.59% to 14.34% APR | Up to 60 months |
| 2022-2025 Under $7,500 | 6.64% to 15.69% APR | Up to 36 months |
| 2022-2025 Over $7,500 | 7.64% to 16.69% APR | Up to 60 months |
Your Rate is determined by your credit score, amount financed, collateral, loan terms and model year. Other rates and terms available. All rates and terms are subject to change without notice.
Mortgage Rates
Find the perfect rate for your dream home. Explore our fixed options tailored to your needs.
| 5 Year Fixed | 4.99% to 7.04% | Up to 60 months |
| 10 Year Fixed | 5.24% to 7.29% | Up to 120 months |
| 15 Year Fixed | 5.49% to 7.54% | Up to 180 months |
| 20 Year Fixed | 5.74% to 7.79% | Up to 240 months |
| 30 Year Fixed | 5.99% to 8.04% | Up to 360 months |
*Minimum of $100,000 loan amount required for 30 Year Mortgages
Your rate may vary and is determined by your credit score, amount financed, collateral, and loan terms. Other rates and terms available. All rates and terms are subject to change without notice.
Home Equity Line of Credit (HELOC) Rates
Unlock the equity in your home with our flexible and competitive Home Equity Line of Credit (HELOC) options. Only pay for what you use.
HOME EQUITY LINE OF CREDIT RATES (FIXED)
| Up to 80% | 5.49% | 3 year draw period and a 10 year repayment period |
HOME EQUITY LINE OF CREDIT RATES (VARIABLE)
| Up to 80% | As low as Rate based on Wallstreet Journal Prime + .50% | 5 year draw period (interest only) and a 15 year repayment period |
Your rate is determined by your credit qualifications, amount financed, collateral, and loan terms. Other rates and terms available. All rates and terms are subject to change without notice. Minimum of $25,000 HELOC amount required.
