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Loan and Credit Card Disclosures

Loan Product Terms

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COMTRUST Fixed Rate Credit Card

Details

COMTRUST Federal Credit Union reserves the right to change rates and terms at any time. See current disclosure for complete details.

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Auto Loans

0-25K Miles : 

  • Term 0-63 - 4.89% to 13.64%
  • Term 64-75 - 5.09% to 13.84%
  • Term 75-84 - 6.49% to 8.35%

25-75K Miles : 

  • Term 0-48 - 5.49% to 14.24%
  • Term 49-63 - 5.79% to 14.54%
  • Term 64-75 - 6.09% to 14.84%

75-100K Miles : 

  • Term 0-48 - 6.09% to 14.84%
  • Term 49-63 - 6.39% to 15.14%
  • Term 64-75 - 6.69% to 15.44%

Over 100K Miles : 

  • Term 0-36 - 7.99% to 16.74%
  • Term 37-48 - 8.09% to 16.84%

Details :

  • No Prepayment Penalty : None
  • Membership Required : Yes
  • Vehicle Age : Typically limited to models 10 years old or newer
  • Subject to Credit Approval

Rates and terms based on creditworthiness, loan amount, and mileage. Rates subject to change without notice.

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Motorcycles

APR : 

  • New -  5.59% to 14.34%
  • Under $7,500 - 6.64% to 15.69%
  • Over $7,500 - 7.64% to 16.69%

Details :

  • No Prepayment Penalty : None
  • Membership Required : Yes
  • Subject to Credit Approval

Rates and terms based on creditworthiness, loan amount, and mileage. Rates subject to change without notice.

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Boats & RVs

APR : 

  • New - Up to 84 mths - 5.59% to 16.69%
  • 2023-2025 - Up to 84 mths - 5.59% to 14.80%
  • 2020-2022 - Up to 72 mths - 6.47% to 16.05%
  • Over 5 Years - Up to 60 mths -  7.72% to 16.47%

Details :

  • No Prepayment Penalty : None
  • Membership Required : Yes
  • Subject to Credit Approval

Rates and terms based on creditworthiness, loan amount, and mileage. Rates subject to change without notice.

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Personal Loans

Details : 

  • APR : 9.9% - 13.9%

  • Terms Available : Up to 48 months

  • No Prepayment Penalty

  • Membership Required : Yes

  • Subject to Credit Approval.

Loan amount and rate determined by creditworthiness. Rates and terms subject to change without notice.

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Home Equity Line of Credit (Fixed)

Details : 

  • APR : 5.49%
  • Draw period : 3 Years
  • Amortization : 10 Years
  • Annual Fee : None
  • No Prepayment Penalty
  • Membership Required : Yes
  • Subject to Credit Approval
  • Property Insurance Required

Rates based on creditworthiness and monthly payment auto deduction from a COMTRUST account. Rate subject to change without notice.

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Mortgage

Terms : 

  • 5 Years - 4.99% to 7.04%
  • 10 Years - 5.24% to 7.29%
  • 15 Years - 5.49% to 7.54%
  • 20 Years - 5.74% to 7.79%
  • 30 Years - 5.99% to 8.04%

Details : 

  • Down Payment : 20% Minimum
  • Loan Terms : 10, 15, 20 and 30 years
  • No Prepayment Penalty
  • Property Insurance Required
  • Membership Required : Yes
  • Subject to Credit Approval

Rates based on creditworthiness. Rates above include a 0.25% rate reduction with auto-payment from a COMTRUST account.  Rate subject to change without notice.

COMTRUST Federal Credit Union
Federally insured by NCUA • Equal Housing Lender
This page is for informational purposes only. Rates and terms are subject to change without notice.