Why Choose COMTRUST Teen Checking?
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Parent-Supervised Control
As the joint owner, you have complete control over your teen's account, including debit limits and linked accounts.
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No Fees, No Minimums
There’s no minimum balance requirement, and no monthly service charge.
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Teaches Financial Responsibility
With lower debit card limits Teens can learn the basics of budgeting and managing a bank account. They can access funds safely with their debit card, mobile app and online banking.
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Exclusive Birthday Rewards
Enjoy annual birthday bonuses—$10 each year and $25 on their 18th birthday, rewarding long-term savings habits.
Teen Checking Account Features
AGE REQUIREMENT
13-17 years
NO MINIMUM BALANCE
No balance required to open or maintain
NO SERVICE FEES
No monthly fees
FREE DEBIT CARD
All COMTRUST checking accounts include a complimentary Visa® Debit Card
Birthday Bonus
$10 each birthday; $25 on their 18th birthday
How to Open a COMTRUST Teen Checking Account
Visit Your Nearest Branch
Schedule an appointment with one of our representatives to get started.
Bring Required Documents
Ensure you have all identification and documents listed above.
Sign the Cross Account Form
The joint owner must sign a Cross Account Form to link the parent or guardian’s account with the teen’s new checking account.
Account Management and Restrictions
Who Manages the Account?
- Joint Owner: A parent or guardian (must be a current COMTRUST member) will be the joint owner of the account, responsible for all account settings and adjustments.
- Restricted Changes: Teens cannot make account changes—only the joint owner can order a new debit card, adjust account limits, and update personal information.
Debit Card Limits for Safety
- $300 daily credit transactions
- $300 point-of-sale limit
- $100 ATM withdrawal limit
(Joint owners can call to restrict or release card access as needed)
Account Safeguards
- Linked Accounts for Added Control: The teen’s account is securely linked to the parent or guardian’s account, ensuring oversight and easy management.
- Parental Oversight: Parents manage all account settings, ensuring safe and responsible financial habits.
Required Documents for Opening a Teen Checking Account
To open a COMTRUST Teen Checking account, please bring the following documents to one of our branches:
- Social Security Card (required and scanned)
- Student School ID or State ID
- Driver’s Learner Permit
- Birth Certificate
- Current Photo of Teen (for identification verification)
